A valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.For the technically inclined, this number complies to the ISO/IEC 7812 numbering standard.
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The following Credit Cards and Prepaid Debit Cards are for people with limited or no credit history.
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Federal laws impose restrictions on issuing credit cards to individuals under 21 unless the applicant has the independent ability to repay debt or has a co-signer over the age of 21 who agrees to accept joint liability for the account.
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It identifies the industry where the card will be most used in.