To calculate how much you could save, use our personal loan calculator.With fixed, low rates and monthly payments, the amount you pay will never increase, giving you a clear path to achieve your financial goals.
Want to eliminate your debt and slash your monthly payments?
With an unsecured personal loan via Lending Club you can pay off your high interest debt and consolidate it into a single monthly payment.
Borrowers who used a personal loan via Lending Club for debt consolidation or to pay off high interest credit cards report in a survey that the interest rate on their loan was an average of 32% lower than they were paying on their outstanding debt or credit cards.
A loan with a longer term may have a lower monthly payment, but it can also significantly increase how much you pay over the life of the loan.
View the Total Cost of Borrowing Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you.
Consolidating multiple loans means you'll have a single payment each month for that combined debt but it may not reduce or pay your debt off sooner.By understanding how consolidating your debt benefits you, you'll be in a better position to decide if it is the right option for you.Either your browser does not support Java Script, or you have Java Script disabled.You must have a Java Script-enabled browser to use this site.Consolidating multiple credit accounts into one new loan with a single payment may help you lower your overall monthly expenses, increase your cash flow, and eliminate the stress of multiple monthly payments.When you're choosing the term of a loan, consider the total amount of interest and fees you’ll pay.